When you are hiring a commercial cleaning team to come clean at your business, you’ll want to make sure they carry insurance. While interviewing, be sure to discuss the types of insurance they carry, and how it applies to your cleaning job and your workplace. Any cleaning crew should also be able to show you a certificate that proves they are insured and the total amount they carry on their policy. Not only will insurance protect them, but it will protect you and your company. Your commercial cleaning crew can carry different types of insurance, but we are going to discuss bonding insurance and commercial liability insurance, and the differences between the two. Next, let’s take a closer look at what it means for a commercial cleaning company to be bonded and insured.
What it Means for a Commercial Cleaning Company to be Bonded and Insured
What is Bonding Insurance?
Bonding insurance is a type of guarantee carried by a company to assure a customer that if something were to break from a mishap by a cleaning team member, the commercial cleaning company would be protected and be able to pay the customer to cover the breakage. Often this type of guarantee is only carried for large-scale emergencies and repairs of large significance. Having a bonded cleaning company working for you is great since it reassures a client that they are protected and that the cleaning group is a professional service that carries the proper business requirements.
What is Insurance for Commercial Cleaning Businesses?
When a cleaning company tells you they are insured, what they mean is they carry liability insurance to cover other types of issues not covered with bonding. For example, if someone were to be injured on the worksite. Instead of requesting the customer’s business insurance cover the unfortunate incident, the cleaning business’s liability insurance would kick in and cover the medical expenses incurred from the injury. This is greatly reassuring for everyone – both the customer and the commercial cleaning company.
Should a Commercial Cleaning Business be Insured and Bonded?
The short answer is: yes, it’s a good idea for a commercial cleaning business that is coming to your workplace with a crew, equipment, and supplies to carry both types of insurance – bonding and liability. You will have peace of mind with the commercial cleaning company you hired, knowing they take their company’s reputation and work seriously, while also having confidence that everyone and everything will be covered in case of an accident. While incidents are rare, they do happen, which is why insurance exists in the first place.
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